Crypto Investing 101: Safe Investing Practices

February 7, 2023
4 min read

The main idea behind investing is to generate a positive return on investment (ROI) over time. Before investing in cryptocurrencies or traditional assets, there are things to consider.

  1. What are your financial goals?
  2. What are the market conditions?
  3. How about risk?

The answers to these questions, among others, will help you decide on a trading strategy. Remember that investing always involves risk, and returns are not guaranteed.

Making informed investment decisions is essential. Doing your research, using the right tools, and diversifying your portfolio are the keys to success.

In this article, we will list several safe investing practices. Consider them before starting your journey as a crypto investor.

What are cryptocurrencies, and how do they work?

Cryptocurrencies are digital or virtual forms of currency. They use cryptography to secure transactions on a blockchain.

Unlike traditional money, like the US dollar or the Euro, cryptocurrencies are not issued or controlled by any government. That is one of the reasons why there are many different crypto assets out there. However, not all cryptocurrencies are made equal. Some of the most well-known include:

  • Bitcoin
  • Ethereum
  • Tether
  • XRP
  • Cardano
  • Solana
  • Polkadot
a phone with the Ovoro app open displaying the Ovoro asset collections
With Ovoro, you can invest in the top cryptocurrencies with a few taps on your phone.

Cryptocurrency characteristics

Digital and global

Traditional money has banknotes and coins, while cryptocurrencies are entirely digital. That makes them more accessible than other assets. They are global and are easily transferred across borders. No currency conversion, no exchange rates.

Decentralized, transparent, and secure

Cryptocurrencies are built on a blockchain network that contains data on all past transactions. The data can be seen and confirmed by all network participants. A single person cannot manipulate the information stored on the blockchain. That makes cryptocurrencies more transparent and secure.

Private

Traditional assets are subject to disclosure requirements. Cryptocurrencies are not. One can buy or sell cryptocurrencies without revealing their identity.

*Different government entities are working on solutions to regulate the crypto market. The goal is to make it more secure, user- and business-friendly. One example is the MiCA regulation in the EU. Crypto assets service providers will be required to know the identity of their customers.

Volatile

Cryptocurrencies are volatile, which makes them a risky investment. At the same time, they have the potential for high returns. That makes them unstable which is why few companies accept them as payment.

Trade 24/7

The crypto market works 24/7. While that offers more opportunities to trade, it can be hard to keep track, especially for beginners.

a man in a suit touching holograms of Bitcoin, Ethereum,and Ripple
The crypto market operates 24/7.

Best Safety Practices for Investing in Cryptocurrencies

The first thing to consider

As with any investment, investing in cryptocurrencies involves risks. One major risk worth considering as a beginner investor in crypto assets is scams.

According to Statista, over $20 billion in investments were lost through crypto scams.

statistics from statista on the biggest rug pull in history
Rug pulls are common scams and something to be aware of.

Here are several other safety practices to help you avoid scams and make the most of your investment.

Do your research, get educated, and stay up-to-date

Use reputable sources

If you are new to crypto markets, there is much to learn. When educating yourself, use reputable sources and double-check your information.

Investing in cryptocurrency requires a good understanding of the basics. Being able to distinguish between legitimate opportunities and scams is essential. Reputable sources can help with that.

Keeping up to date with current information, trends, and news is also important. The crypto space evolves quickly, and staying up-to-date is useful. The idea is to make informed decisions and not be blinded by strong emotions. Greed and excitement can lead to poor decision-making.

Research the team behind a crypto project

Learn more about the technology and the people behind the crypto project you are interested in. Ask yourself these questions:

  1. Who are they?
  2. What is their track record?
  3. What are their goals?

A strong team will have a solid foundation with specific goals they met in the past. If you can't find that information and if it is not clear what comes next, move on to a better project.

If something seems too good to be true, consider it a red flag. A very high percentage of non-stop returns is unrealistic and likely a scam. The people behind such promises do not care about your success.

Knowing the team behind a project is crucial to determining if a project is trustworthy or not.

Consider world events

Markets are affected by external factors such as natural disasters or world politics. Keep up-to-date with current events. Make sure you know what is happening around the world, so you can protect your investment or look for new opportunities.

We at Ovoro help you invest in preselected crypto assets. There is no need to be an expert trader to use Ovoro. Our in-app News section is a great way to stay on top of current events in the crypto world.

Use a reputable exchange or app

There are many exchanges out there, but some have poor security and customer service. A reputable exchange with a good track record will help you avoid scams and protect your investment. The security of the app, exchange, or tool you intend to use for investing should be your top priority.

Keep your private keys private

Your private keys give you access to your investments, so keep them safe and secure. Make sure they are backed up and stored in a secure location.

Never share your private keys with anyone, especially if they are approaching you via email.

Use a hardware wallet

A hardware wallet stores your private keys offline and signs transactions in a secure environment. Because hardware wallets are not connected to the internet, they are not susceptible to hacks.

a photo of a laptop with gold bitoins on top and a hardware wallet
Hardware wallets are considered very secure.

Diversify Your Portfolio

When you invest in cryptocurrencies, make sure to diversify your investments. That means investing in several digital currencies. Avoid putting all your eggs in one basket. That way, you do not risk losing your entire investment if that one asset experiences a sudden price drop.

Conclusion

Investing is a journey. Take your time to research, learn, and work your way up from the basics. Make informed investment decisions instead of ones based on emotion.

How does Ovoro help with crypto investing?

Ovoro is an AI-driven app that automates and simplifies crypto investing. You don't need to have years of experience as a trader or a deep knowledge of the market. Ovoro is beginner-friendly, and diversifying your portfolio with our ready-made asset collections is a breeze. 

Check out our Road Map to see what we have achieved and what’s next for Ovoro.

*Real-money investing will be possible when we complete our beta stage.

Test Ovoro with our virtual money and see which investing opportunities are best for you.

Remember! The performance of the Ovoro Collections reflects the real world. All results, good or bad, would have happened with real money, too.